Who We Help

Iowa Valley Habitat for Humanity serves low-income families  in need of a more safe, decent, and affordable home. We assist struggling families by building them a home of their own.

We partner with families that have the determination and perseverance to work towards their dream of home ownership. Becoming a Habitat Partner Family involves an extensive process that takes both commitment and dedication. Because of this, Iowa Valley Habitat for Humanity is very selective when choosing Partner Families.

If chosen, each Partner Family must be completely dedicated to owning their own home and pledge to help Iowa Valley Habitat for Humanity assist other Partner Families for years to come. Each time a Partner Family pays their monthly principle mortgage payment, it is reinvested back into Iowa Valley Habitat for Humanity in order to support more Partner Families into homes of their own.

Requirements

Aside from a family’s willingness to partner with Iowa Valley Habitat for Humanity, Partner Families are selected based on their need for a safer, more decent, and affordable home, ability to pay the no-profit, no-interest mortgage, and willingness to volunteer.

Process

Iowa Valley Habitat for Humanity Partner Family applications are reviewed by our Family Selection Committee and Board of Directors. Once an application is approved, the home construction process will begin. Every Habitat Partner Family buys their Habitat home at-cost and is responsible for paying back the no-interest mortgage. The average principle mortgage payment of an Iowa Valley Habitat for Humanity home is between $300 and $400 per month. 

Aside from a monthly mortgage, the Partner Family is also responsible for paying their Habitat home's property insurance and taxes, thereby reinvesting in the community. To ensure that Iowa Valley Habitat for Humanity continues to meet the need of affordable housing in Johnson, Cedar, Iowa and Washington Counties for years to come, the home-buying process is structured so that we have the right of first refusal to buy back the home if the partner family decides to move within the first seven years of ownership.

In addition to the requirements that each Partner Family must fulfill, they are also encouraged to participate in the education classes that are offered by Iowa Valley Habitat for Humanity. These education classes will help Partner Families during the transition from renting to homeownership.

Learn about the Partner Families that moved into Habitat homes in 2011: